A US purchase, explained in your language

There is no notaire

In the United States, the role a French notaire plays is shared among several professionals. In New York, each side has its own attorney who negotiates the contract and conducts due diligence. In Florida, a title company or closing attorney handles the closing, and buyers are strongly advised to have their own attorney review the contract.

The agent works for one side

A buyer can be represented by their own agent, whose role is to advise and negotiate for them. Commissions have traditionally been paid by the seller, but they are negotiable, and since 2024 most buyers sign a written agreement with their agent, setting out the compensation, before touring homes.

Buildings have rules

Manhattan co-ops can refuse a buyer, often require large down payments and may restrict use as a second home. Miami condominium associations set rental rules and, in many cases, must approve new owners or tenants.

Money moves in stages

Deposits are held in escrow and released at closing. Financing for non-resident buyers exists but usually requires a larger down payment. Funds should be planned well ahead, as international transfers and source-of-funds checks take time.

Structure and taxes need specialists

How you hold the property (in your name, through an LLC or another structure) has consequences in both countries, including on estate planning and rental income. Raphael coordinates with your US attorney and with cross-border tax advisors; he does not give tax or legal advice himself.

One advisor for the search

Raphael represents buyers in both cities, from the brief to closing; see buyer representation. For clients who divide their time between New York and Miami, or are moving from one to the other, see New York–Miami relocation.

Raphael is licensed in New York and Florida and does not practice real estate brokerage in France.