New York · Miami · Relocation

Two cities. One trusted real estate perspective.

A move between Manhattan and Miami is two transactions in two markets that work very differently. Raphael has practiced in both for years, and advises on each side of the move as one plan.

Southbound

Moving from New York to Miami

Selling in New York

A co-op sale depends on the board approving your buyer, which shapes both the buyer pool and the calendar. Condominiums and townhouses close on their own timelines. Knowing which applies to your home sets the date you can realistically plan around in Miami. Selling a Manhattan co-op.

Choosing where to live

Miami is a set of very different places a few miles apart: the barrier islands of Surfside, Bal Harbour and Bay Harbor, the high-rises of Aventura, the canal-front streets of Eastern Shores, Keystone Island and Sans Souci, and Miami Beach itself. Commute, schools, the water and the pace of daily life usually decide it. Raphael's Miami practice.

A waterfront home or a condominium

A waterfront house brings privacy, a dock and space, along with seawall condition, flood zone and insurance to examine. A condominium brings services and simplicity, along with an association whose reserves, inspections and assessments become part of what you own. Pricing a waterfront home · Condo special assessments.

Renting before buying

A season or a year in a rental lets a family learn the neighborhoods before committing. Many Miami associations approve every tenant and set minimum lease terms, so the right rental also needs planning. Luxury rentals.

Timing, financing and carrying costs

Selling first gives certainty; buying first secures the home. Between the two sit bridge financing, rent-back arrangements and closing dates set to match. In Florida, the cost of owning also turns on wind and flood insurance, association dues and property taxes, which should be compared property by property.

Different ownership

Co-ops, the norm in Manhattan, are rare in Miami. Most homes are condominiums or houses held outright, with association approval in many buildings and gated communities. Closings are usually handled by a title company or closing attorney rather than the attorney-led process New Yorkers know.

Northbound

Moving from Miami to New York

Your Miami property

Sell it, lease it, or keep it for the winters. Each path has its own numbers, and the association's rental rules often decide what is possible. Selling · Leasing.

Choosing a Manhattan neighborhood

The Upper East and West Sides for pre-war buildings near the parks, SoHo, Tribeca and the West Village for lofts and townhouses, Midtown South for new condominiums. Within each, the building matters as much as the block. Manhattan.

Condominium or co-op

Most Manhattan apartments are co-ops: shares in a corporation, subject to a board. Condominiums are real property with lighter approval, usually at a higher price for a comparable home. The choice changes the buyer pool you will face when you sell, too.

The board

A co-op board reviews a detailed financial package, may require a large down payment and liquidity after closing, and usually interviews buyers. Some limit subletting or second-home use. Preparing the package well is part of making an offer credible.

Financing and closing

In New York, each side has its own attorney, who negotiates the contract and conducts due diligence. Co-op purchases are financed with share loans rather than mortgages, and purchases of $1 million and above carry the mansion tax.

A rental while you search

Furnished and unfurnished rentals give time to choose well. Condominium rentals are usually simpler to secure than co-op sublets, and New York landlords expect a complete application quickly. Luxury rentals in New York.

Coordinating the move

Board timelines, closing dates, leases and the professionals in each city, from attorneys and lenders to movers, set to one calendar.

The decisions

Buy, sell or rent

The decisions most clients weigh when they move between the two cities. Raphael sets out the options side by side, with the numbers for your properties.

Sell before buying

Certainty first

Proceeds in hand and a clear budget, with a rental or a rent-back to bridge the gap.

Rent while searching

Time to choose

Live in the new city before choosing a building or a street, and buy with better information.

Keep the current home

A residence becomes an investment

Lease it for income and keep a foothold in the city you are leaving, subject to building rules and financing.

Coordinate both markets

One plan, two closings

A sale in one city and a purchase in the other, sequenced so neither decision is rushed.

Tax residency, estate planning and the tax treatment of a sale or a rental depend on each client's circumstances and should be reviewed with qualified tax and legal advisors. Raphael works alongside them and does not give tax or legal advice.

Experience in both cities

Why work with Raphael

Raphael built his career in Manhattan, where he was ranked the second-highest producer at Keller Williams NYC in 2021, and has advised clients at The Corcoran Group since 2022, in New York and from the Surfside office in Miami. Originally from France, he works in English and in French.

The same advisor values your property in one city and searches for your home in the other, so both transactions are planned with the same information.

Contact

Plan the move in one conversation.

Share where you live now, where you are going, your timing and whether you expect to sell, buy, rent or keep. Raphael replies personally, in English or in French.