1. Assemble the resale documents
A buyer of a resale unit is entitled, at the seller's expense, to current copies of:
- the declaration of condominium, the articles of incorporation, and the bylaws and rules;
- the annual financial statement and annual budget;
- the inspector-prepared summary of the milestone inspection report, if applicable;
- the most recent structural integrity reserve study, or a statement that none has been completed;
- the turnover inspection report, for a turnover inspection performed on or after July 1, 2023;
- the “Frequently Asked Questions and Answers” document, and the state's governance form.
The contract must give the buyer the right to cancel within 7 days (excluding Saturdays, Sundays and legal holidays) after signing and receiving the documents, unless they were provided more than 7 such days before signing. Delivering a complete set early shortens the period of uncertainty.
Associations of 25 units or more must post these records, with the last twelve months of board minutes, in an owners' section of their website or app. As an owner, you can usually download them yourself.
2. Read them before buyers do
Look for what a buyer's attorney will ask about: the reserve study's funding plan, the milestone inspection status, adopted or proposed special assessments, insurance changes, and any work recorded in the minutes. Decide in advance how an assessment will be handled in the sale. Your attorney advises on your disclosure obligations.
3. Order the estoppel certificate in time
The association must issue an estoppel certificate within ten business days of a request; it states the amounts due on the unit at closing. Since the buyer becomes jointly liable for assessments unpaid at transfer, this figure is checked closely.
4. Present the unit precisely
Photography and a floor plan of the standard the building's buyers expect, a description that states the line, floor and exposure, and an area figure whose basis is clear. If your unit was combined or altered, have the approvals at hand.
5. Read the comparable sales
Start with closed sales in your line, then your building, then comparable buildings, and adjust for floor, view, condition and the date of each sale. Asking prices show competition, not value. Where a building's documents differ (one with its reserves funded and its inspections complete, another still facing them), sales in the two are not equivalent.
6. Set a price you can defend
A range rather than a figure, a launch price that places the unit correctly against the current competition, and points at which the strategy will be reviewed. An opinion of value from an agent is a commercial opinion, not an appraisal.
7. If you live abroad
For a seller who is not a U.S. tax resident, withholding may apply to the sale price under FIRPTA. Prepare it with your attorney and tax adviser before listing.
Sources (2026 Florida Statutes, consulted November 9, 2026): § 718.503(2) nondeveloper disclosure; § 718.111(12)(g) association websites; § 718.116 assessments and estoppel certificates. General information, not legal or tax advice.